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Travel Insurance options:
With each type of cover you can adjust the excess and cancellation cover which in turn adjusts the cost of the premium.
A basic insurance policy. See the product disclosure statement here.
For only a little more you get increased policy benefits including (for policies for Australian residents travelling overseas) unlimited overseas medical and dental expenses, $12,000 luggage and travel document cover* and $4,000 rental car insurance excess. What this means is that if you will be hiring a car the insurance policy provides cover for up to $4,000 of your rental car insurance excess. This policy can pay for itself simply on the excess cover as rental car companies could offer you a policy where you can pay $30 a day to lower your excess. See the product disclosure statement here.
If you plan to take more than one holiday a year, you can take out annual multi-trip cover which could work out to be substantially cheaper than taking out travel insurance each time you travel. Plus, you have the benefit of going through the process only once a year and then you have cover available, up to the duration you've selected for 365 days from when you choose your start date, as long as your destination is more than 250km from your home.
Business Travel Insurance
This can be a great way to go if you travel a lot for work or have your own company. In the event of a payout your company will receive the payout. The business policy is an annual policy and you are also covered for up to 6 weeks of leisure travel per year on this policy (If you are likely to travel for leisure for more than 6 weeks then the leisure annual multi-trip is an option). See the product disclosure statement here.
Call Travelbay to speak with one of our friendly authorised Cover-More representatives on 1800 020 020, with any questions, to receive a free quote, simply to book or use the form below.
Customer testimonials and reviews
Travelbay is awesome. I rang up to enquire about travel insurance and the staff were so friendly and efficient that I ended up purchasing it right then and there and for less than I was quoted by the travel agents I had booked my flights with. It was easy to feel that this is a company where people come first. This is something I always look for and rarely find as many companies seem to be good at saying this, but it is not what I have felt being delivered.
Limits, conditions and exclusions apply. Insurance is issued by Great Lakes Australia (ARBN 127 740 532, ABN 18 964 580 576, AFSL 318603). Any advice provided is general advice only. Please consider your needs, financial situation and the Combined FSG/PDS available from us before deciding to buy this insurance.
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For personal insurance outside of travel, we highly recommend In Your Interest Financial Planning who are accredited specialists in Life insurance, Income Protection, TPD and Trauma Insurance (which provides cover for illnesses such as cancer, heart attack etc).
In Your Interest Financial Planning is independently owned and uses a range of trusted companies to ensure you get the best and most suitable policy for your individual circumstances. They provide free quotes and consultations for new policies and a free review service for those with existing policies. They can be contacted on 1800 332 223 at www.inyourinterest.com.au or via email at firstname.lastname@example.org.