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Travel Insurance options:
With each type of cover you can adjust the excess and cancellation cover which in turn adjusts the cost of the premium.
Essentials Care Cover
A basic insurance policy that can cover you for overseas medical and cancellation costs. See the product disclosure statement here.
Comprehensive Care Cover
For only a little more you get increased policy benefits including:
Unlimited overseas medical and dental expenses
You can choose your own level of amendment or cancellation costs
$15,000 luggage and travel document cover
$1,000 delayed luggage allowance
$3,000 for missed connections
$10,000 rental car insurance excess and many other benefits.
There is also the option to include "cancellation for any reason" cover.
To see a full list of benefits and description of the policy, you can view the product disclosure statement here.
This is for policies for Australian residents travelling overseas.
If you plan to take more than one holiday a year, you can take out annual multi-trip cover which could work out to be substantially cheaper than taking out travel insurance each time you travel. Plus, you have the benefit of going through the process only once a year and then you have cover available, up to the duration you've selected for 365 days from when you choose your start date, as long as your destination is more than 250km from your home.
Business Travel Insurance
This can be a great way to go if you travel a lot for work or have your own company. In the event of a payout your company will receive the payout. The business policy is an annual policy and you are also covered for up to 6 weeks of leisure travel per year on this policy (If you are likely to travel for leisure for more than 6 weeks then the leisure annual multi-trip is an option). See the product disclosure statement here.
Call Travelbay to speak with one of our friendly authorised Cover-More representatives on 1800 020 020, with any questions, to receive a free quote. Alternatively, if you would like to simply book right now you can use the form below.
Customer testimonials and reviews
Travelbay is awesome. I rang up to enquire about travel insurance and the staff were so friendly and efficient that I ended up purchasing it right then and there and for less than I was quoted by the travel agents I had booked my flights with. It was easy to feel that this is a company where people come first. This is something I always look for and rarely find as many companies seem to be good at saying this, but it is not what I have felt being delivered.
Limits, conditions and exclusions apply. Insurance is issued by Zurich Australian Insurance Limited (ZAIL), ABN 13 000 296 640, AFSL 232507. Any advice provided is general advice only. Please consider your needs, financial situation and the Combined FSG/PDS available from us before deciding to buy this insurance.
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For personal insurance outside of travel, we highly recommend In Your Interest Financial Planning who are accredited specialists in Life insurance, Income Protection, TPD and Trauma Insurance (which provides cover for illnesses such as cancer, heart attack etc).
In Your Interest Financial Planning compares from a range of trusted companies to ensure you get the best and most suitable policy for your individual circumstances. They provide free quotes and consultations for new policies and a free review service for those with existing policies. They can be contacted on 1800 332 223 at www.inyourinterest.com.au or via email at firstname.lastname@example.org.