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Cover-More Travel Insurance
Travelbay - Cover-More Travel Insurance


Get an instant travel insurance quote here

Use the box below to get yourself a quote and explore the options - you can choose your cancellation cover, your excess and what you would like to add on and if you would like, purchase the insurance on the spot.

If you prefer, you can contact us directly for a travel insurance quote.

We have found the “Cancel for any reason” to be quite popular. Cancel for any reason cover is an optional extra in case you need to cancel because of something not usually covered by the policy. For more information use the box below (see Step 2) or contact us and we’ll send you a copy of the Product Disclosure Statement.


Why would you want to have travel insurance?

There are two main reasons: The first one is to get cover for overseas medical expenses or on-costs, which can be devastatingly high.

The second reason is to have protection in case you have to cancel your trip, your luggage gets lost, for rental car insurance excess or for about another 10+ events.

Hence we recommend travel insurance so that you can rest assured that when the unexpected happens, you will have a form of protection in place.


Who is Cover-More?

Travelbay sells travel insurance on behalf of Cover-More Travel Insurance who have over 30 years in the industry and who specialise in travel insurance.

They are an Australian based company and their emergency assistance operations are based in Australia.

We have found not only their insurance policies to be of an excellent standard, but also the level of service they offer including outside of making claims.


What do Cover-More offer?

  • High-quality travel cover at an affordable price
  • Flexible insurance options
  • Fast, fair and efficient handling of all your claims
  • Travel GP Service with access to Australian based Doctors 
  • A global team of travel experts that puts your safety and well-being first
  • 24 hour emergency assistance from their team of experienced travel assistance providers.


Travel Insurance options

Essentials Care Cover

A basic insurance policy that can cover you for overseas medical and cancellation costs.

Comprehensive Care Cover

For only a little more you get increased policy benefits including:

  • Unlimited overseas medical and dental expenses
  • You can choose your own level of amendment or cancellation costs
  • $15,000 luggage and travel document cover
  • $1,000 delayed luggage allowance
  • $3,000 for missed connections
  • $10,000 rental car insurance excess and many other benefits.

There is also the option to include "cancellation for any reason" cover.

This is for policies for Australian residents travelling overseas.

Annual Multi-Trip

If you plan to take more than one holiday a year, you can take out annual multi-trip cover which could work out to be substantially cheaper than taking out travel insurance each time you travel. Plus, you have the benefit of going through the process only once a year and then you have cover available, up to the duration you've selected for 365 days from when you choose your start date, as long as your destination is more than 250km from your home.

Business Travel Insurance

This can be a great way to go if you travel a lot for work or have your own company. In the event of a payout your company will receive the payout. The business policy is an annual policy and you are also covered for up to 6 weeks of leisure travel per year on this policy (If you are likely to travel for leisure for more than 6 weeks then the leisure annual multi-trip is an option).

Travelbay India ToursTravelbay is awesome. I rang up to enquire about travel insurance and the staff were so friendly and efficient that I ended up purchasing it right then and there and for less than I was quoted by the travel agents I had booked my flights with. It was easy to feel that this is a company where people come first. This is something I always look for and rarely find as many companies seem to be good at saying this, but it is not what I have felt being delivered.

Liane Mandalis


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Personal insurance

For personal insurance outside of travel, we highly recommend In Your Interest Financial Planning who are accredited specialists in Life insurance, Income Protection, TPD and Trauma Insurance (which provides cover for illnesses such as cancer, heart attack etc).

In Your Interest Financial Planning compares from a range of trusted companies to ensure you get the best and most suitable policy for your individual circumstances. They provide free quotes and consultations for new policies and a free review service for those with existing policies. They can be contacted on 1800 332 223 at or via email at

Limits, conditions and exclusions apply. Insurance is issued by Zurich Australian Insurance Limited (ZAIL), ABN 13 000 296 640, AFSL 232507. Any advice provided is general advice only. Please consider your needs, financial situation and the Combined FSG/PDS available from us before deciding to buy this insurance.